Compare Investments
Should you buy property or invest in an MMF?
Input your investment capital to compare projected returns against Money Market Funds, Treasury Bonds, and SACCOs.
Simulation Parameters
Projected Capital Value after 10 Years
Kenya Treasury Bonds (10 Year)
14.2% p.a.
KES 37727762
+ KES 27727762
SACCO Share Capital / Deposits
13.5% p.a.
KES 35477958
+ KES 25477958
Kenya Treasury Bills (364 Day)
12.5% p.a.
KES 32473210
+ KES 22473210
Real Estate (Net Yield + Growth)
12.0% p.a.
KES 31058482
+ KES 21058482
CIC MMF
11.5% p.a.
KES 29699468
+ KES 19699468
Britam MMF
11.0% p.a.
KES 28394210
+ KES 18394210
Sanlam MMF
10.8% p.a.
KES 27886731
+ KES 17886731
REITs (I-REIT / D-REIT)
10.0% p.a.
KES 25937425
+ KES 15937425
Fixed Deposit
8.5% p.a.
KES 22609834
+ KES 12609834
Market Intelligence Summary
While Government Treasury Bonds offer stable risk-free coupon rates (often 13%–14%), Real Estate has a major compounding advantage: rental yield can be re-invested, and the underlying land/property experiences capital appreciation. Property yields listed on this site represent algorithmic estimates.
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